What is SEPA?
SEPA stands for Single Euro Payments Area.SEPA is a payment system used for transferring euros between accounts in:
EEA countries (European Economic Area)
EFTA countries (European Free Trade Association)
The United Kingdom
Where can I send SEPA transfers?
You can send and receive euro transfers to and from all SEPA-participating countries.
A full list of SEPA countries can be found on the European Payments Council website.
Why can't I send non-euro transfers?
If you have a SEPA-only account at Intergiro, you can only make payments in euros via SEPA.
Transfers in other currencies or to destinations outside the SEPA area are not available with a SEPA-only account.
Need to send other currencies?
To transfer money in currencies other than euro, you will need an account that supports multi-currency or SWIFT transfers.
Please contact Intergiro Support if you need assistance upgrading your account or want to learn more about available options.
Table: SEPA Account Capabilities
Feature | SEPA-Only Account | Multi-Currency Account |
Euro (EUR) transfers within SEPA region | ✔️ | ✔️ |
Non-euro transfers | ❌ | ✔️ |
Transfers outside SEPA region | ❌ | ✔️ |