We operate as a regulated e-money institution, distinct from a bank. Our e-money license, overseen by the Swedish Financial Authority, prohibits lending customers' funds to other customers.

To ensure the security of our customers' money, we employ 'safeguarding' practices. Deposits are stored separately from our own funds, following the E-Money Directive (2009), enabling swift fund return in the event of insolvency through a low-risk holding bank.

Opening an account with us takes minutes, avoiding the traditional bank's lengthy processes. Our multi-currency wallets facilitate quick international payments, and instant notifications keep customers informed. Future features include virtual card management, receipt capture tech, and smart invoicing to streamline financial tasks, allowing our customers to focus on their business priorities.