Once an outgoing transfer has been initiated, it cannot be canceled directly by Intergiro. However, there are steps you can take to potentially recover funds from a transfer that has not completed successfully.
Process for Handling Transfer Issues
Recall Requests: If a transfer fails or is still pending, and you wish to attempt a recall, we can initiate a recall request. This request asks the beneficiary's bank to return the funds, but the final decision rests with the beneficiary.
No Guarantee of Recall: It’s important to understand that initiating a recall does not guarantee the funds will be returned to your account. The beneficiary has the option to accept or deny the recall.
Transaction Fees: Please be aware that transaction fees incurred during the initial transfer are not refundable, even if the recall is initiated.
Timeframe: The recall process can take up to 15 business days. In some cases, it may be more efficient to contact the beneficiary directly and request a refund, especially if the beneficiary is cooperative.
Limitations on Traces and Recalls
Local Payments: For local payments, we are unable to offer traces or recalls. If a local payment fails or is pending, the best course of action is to directly contact the beneficiary for resolution.
Tips for Avoiding Transfer Issues
Verify Details: Always double-check the beneficiary's information before initiating a transfer to avoid errors that could lead to failed or pending transactions.
Direct Communication: In situations where a transfer does not go as planned, directly communicating with the beneficiary can often lead to quicker resolutions than formal banking processes.
While not all transfer issues can be resolved through cancellation or recall, understanding the available options can help you manage your transactions more effectively. For further assistance or to initiate a recall, please contact our support team.
By being proactive and informed, you can navigate the complexities of managing transfers and ensure the best possible outcome when issues arise.