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Why is my Transfer Pending?

Learn about currency-specific cut-off times for payments and why some transactions may require additional processing time.

Intergiro Support avatar
Written by Intergiro Support
Updated over a week ago

Payments initiated before the listed cut-off times will typically be processed on the same business day.

SEPA Daily Cut-off Time (CET)

For Euro payments within the Single Euro Payments Area (SEPA):

• EUR: 14:30

SWIFT Daily Cut-off Times (CET)

Currency

Cut-off Time

CZK

08:00

PLN

08:30

DKK

09:30

NOK

09:30

SEK

09:30

AUD

13:00

CAD

13:00

EUR

13:50

GBP

14:20

SEPA

14:30

Transactions submitted after the cut-off time will be processed on the next business day.

Additional Processing Time

Some transactions may require additional processing time, particularly when:

  • The payment is intended for a third party

  • Additional compliance checks are required as part of our transaction monitoring procedures

If you're unsure why your transfer is still pending or believe it’s taking longer than expected (SEPA: 1–3 banking days; SWIFT 1–5 banking days), please don’t hesitate to contact our support team. We’re here to help and can provide additional information or guidance, specific to your transaction.

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