Understanding Cut-off Times
Cut-off times are specific deadlines for submitting payment instructions to ensure same-day processing. These deadlines are essential for both SEPA (European) and SWIFT (international) transfers.
SEPA Transfer Cut-off Time
For Euro payments within the Single Euro Payments Area (SEPA):
• EUR: 14:30 CET
SWIFT Transfer Cut-off Times
For international transfers in various currencies:
Currency | Cut-off Time (CET) |
CZK | 08:00 |
PLN | 08:30 |
DKK | 09:30 |
NOK | 09:30 |
SEK | 09:30 |
AUD | 13:00 |
GBP | 14:20 |
USD | 15:50 |
Important Information
Payments submitted after the cut-off time will be processed on the next business day
Business days are Monday through Friday, excluding public holidays in Sweden and Lithuania
Final delivery time may vary depending on the recipient bank's processing schedule
For the most efficient payment processing, we recommend submitting your transfer requests well before the cut-off time.