SEPA and SWIFT cut-off times refer to the specific deadlines by which money transfer instructions must be received by a bank to ensure processing on the same day. SEPA (Single Euro Payments Area) transfers are typically used for Euro transactions within the SEPA zone, and each bank has a set deadline for these transfers. SWIFT (Society for Worldwide Interbank Financial Telecommunication) transfers, which facilitate international money movements across different currencies, also have specific cut-off times. Missing these cut-off times means that the transaction will be processed on the next business day. These times are crucial for businesses and individuals who need to guarantee timely execution of their financial transactions.

Here are the cut-off times for the currencies we offer at the moment.